At Temple University, the academic year begins with the fall semester, followed by the spring semester, and ends with summer sessions. The summer is considered a “trailer” for the majority of undergraduate and graduate programs at the University.
Summer 2017 financial aid eligibility is determined based on the information from the 2016-17 FAFSA application and remaining fiscal year funding. For summer, the 2016-17 FAFSA must be submitted by June 30, 2017.
Summer financial aid will be limited if you have already used your eligibility during the fall 2016 and spring 2017 semesters. For example, if you borrowed your annual direct loan limit during the preceding fall and spring semesters, you have no further eligibility for summer.
The availability of Perkins Loan funding for summer one session only is based on funding levels and may not be available every year. Also, only undergraduate students enrolled at least part-time (6 credits) are eligible to receive Perkins Loan funding if available.
In order to be considered for summer financial aid, students must meet the federal and university aid eligibility requirements. Note- A student’s Satisfactory Academic Progress (SAP) status is reviewed after spring grades are posted and can impact summer financial aid eligibility.
Students enrolled for the summer session(s) that have the 2016-17 FAFSA on file with Temple University will be reviewed for all forms of available financial aid. Summer financial aid is limited and will be awarded to students on a first come first processed basis.
Summer Financial Aid Applications
Registered undergraduate students will be reviewed for summer financial aid eligibility toward the end of April based on enrollment. There is no undergraduate summer financial aid application.
- Undergraduate students that don’t enroll for summer 2017 classes, but are pre-registered at least half-time for fall 2017, have both the 2016-17 and 2017-18 FAFSAs on file and interested in summer work-study should visit the SFS office after registering for fall 2017 to discuss eligibility.
Student Summer Financial Aid Checklist
- Completed 2016-17 Free Application for Federal Student Aid (FAFSA) must be on file with Temple University listed in the school section of the FAFSA. Temple’s federal school code is 003371
- Review the Bursar’s Office Tuition Calculator for cost information pertaining to summer 2017 registration and the summer billing schedule.
- Non-Matriculated students must visit the Forms Section of the SFS website to download and complete the appropriate summer financial aid application.
- Beginning in late April, monitor your Financial Aid Award on Self-Service Banner, accessed via TUportal for notification of summer financial aid eligibility.
- Accept, Decline or Reduce all Federal Loan funding on your Financial Aid Award within Self-Service Banner. NOTE- New federal loan borrowers must complete the Entrance Counseling and Master Promissory Note requirements at www.studentloans.gov. (You will need your FAFSA pin to access this website)
- Report all changes in summer enrollment to the Student Financial Services (SFS) office. Changes in enrollment will directly impact your summer financial aid award and could result in cancellation of summer aid if you drop below half time.
- Students that don’t enroll in summer courses, but are pre-registered at least half-time for fall 2017, have both the 2016-17 and 2017-18 FAFSAs on file and interested in summer Federal Work study should visit the SFS office after registering for fall 2017 to discuss eligibility.
- Students that only enroll in the 4 week summer session may not qualify for financial aid.
- Student that only enroll in a 2 week summer session will not qualify for financial aid.
Summer Enrollment Requirements
- For a Federal Direct Loan and/or Federal Perkins loan a student must be registered at least half-time during summer 2017 in a 6 or 12 week session.
- Half-time enrollment is defined as follows:
- Undergraduate students: 6 credits in either summer session OR 3 credits for summer session I and 3 credits for summer session II
- Graduate students: 4.5 credits in either summer session OR 2.25 credits for summer session I and 2.25 credits for summer session II
- For Federal Work Study a student must be registered at least half-time during summer 2017 OR pre-registered at least half-time for fall 2017 NOTE: If you are NOT attending summer sessions you must have both a 2016-2017 and a 2017-2018 FAFSA on file to establish eligibility. Please stop into the SFS office to request work study.
- For Pennsylvania State Grant (PHEAA) funding an undergraduate student must be registered at least half-time (6 credits) AND attend a miminimum of five weeks in a degree-granting program.
NOTE- Students that revise their summer enrollment after their summer financial aid has been processed are required to notify SFS because it may affect your summer financial aid eligibility including your ability to participate in the Federal Work Study Program.
Summer Financial Aid Types & Eligibility
Federal Pell Grant – SFS will determine an Undergraduate student’s eligibility for a summer Federal Pell grant based on remaining annual eligibility and summer session(s) enrollment.
Pennsylvania State Grant (PHEAA) – PA resident Undergraduate students must register for six or more credits and attend both summer sessions to be eligible for a summer PA State Grant.
To apply for the grant, complete the Summer PA State Grant application available on the PHEAA website by August 15, 2017. Summer PHEAA grants will be credited to eligible student accounts at the end of July. You will not receive this funding at the beginning of the summer session(s) so all students must plan accordingly. The Student Financial Services office is responsible to review all preliminarily eligible Summer PA State Grant recipients to ensure they meet all of the PA State Grant Agency basic requirements (academic progress review, repeated coursework review, 5 week enrollment requirement review, taking 50% or more of summer classwork in the classroom, etc...). Therefore, it is possible the PA State Grant Agency will preliminarily approve a student's summer PA State Grant application prior to the school's PHEAA requirement check.
Graduating seniors: If you are graduating or are in your next-to-last semester, enrolled for 9 to 11 credits, and receiving the PA State Grant you may be eligible for a full-time summer PHEAA grant.
This exception to full-time enrollment is intended to permit continued eligibility to students who normally enroll full-time, but only need to complete 9 to 11 credits during one of the terms of their final year of study.
Eligible students only receive 8 total semesters of Pennsylvania State Grant throughout their academic career. Using the grant during the semester can take away potential fall or spring eligibility later.
Federal Work Study (FWS)- Summer Federal Work Study is limited. SFS will determine a student’s eligibility for a summer Federal Work Study award based on remaining annual eligibility, summer session(s) enrollment or fall 2017 enrollment. If eligible, the maximum summer FWS amount is $2300. Students that aren't enrolled during the summer session(s), but are pre-registered at least half-time for fall 2017 and have both the 2016-17 and 2017-18 FAFSAs on file should stop into the SFS office after registering for fall 2017 to discuss summer FWS eligibility.
Students participating in the summer 2017 Federal Work Study program can begin working on May 15, 2017. Summer 2017 Federal Work Study payroll will end on August 8, 2017.
Students that aren’t enrolled during the summer session(s), but are pre-registered at least half-time for fall 2016 are required to adhere to the federal regulation that governs FWS. The regulation requires a portion of summer earnings be used to meet educational expenses during the following academic year (2017-18) if you do not attend summer classes at least half-time. These attributed earnings (as called by regulation) are considered a resource and will reduce financial need for the 2017-18 award year.
The amount is determined using this formula:
- Gross summer earnings minus taxes and job related expenses equals attributed earnings.
Example: a dependent commuter student with gross summer FWS earnings of $1,500.00 is expected to contribute $534.00 from these earnings toward 2017-2018 educational expenses. The computation of attributed earnings for this student is as follows:
|Taxes (14.42%)||($ 216.00)|
|Attributed earnings =||$534.00|
Federal Perkins Loan-Available for undergraduate enrolled at least part-time (6 credits) during summer session one only. SFS will determine a student’s eligibility for a summer Perkins loan based on available funding levels, remaining annual eligibility and summer session I enrollment only. (Perkins Loan funding is not available for undergraduate students enrolled during summer session II only).
If offered a Perkins Loan for the summer, students must accept the loan online in the Financial Aid section of Self-Service Banner accessible via the TUportal. New Federal Perkins loan borrowers will notified by email when the Perkins Loan Electronic Master Promissory Note and Entrance Interview are available. Once you are notified, complete the Entrance Interview and sign the Perkins Master Promissory Note. NOTE: You will need the PIN number issued to you to complete your FAFSA to complete the Perkins Master Promissory Note.
Federal Direct Loan- You may be eligible for the Federal Direct Loan funding if you have not received the maximum amount of Federal Direct Loan eligibility during the previous fall and spring semesters, or have increased in grade level (i.e. freshman to sophomore). Most students borrow their annual limit of Federal Direct Loan eligibility during the regular fall/spring academic year.
If you did not borrow a Federal Direct Loan during the 2016-17 academic year, and are a first-time borrower; you need to go to StudentLoans.gov, sign in using your federal student aid PIN (the one you use to sign your FAFSA) and complete the following requirements:
Choose Complete Entrance Counseling and then select "I am an undergraduate student." Continue until you receive a confirmation that you successfully completed Entrance Counseling. You can choose to view and download your completed Counseling Verification Page from the confirmation page. If you selected Temple University in the School and Loan Information section, our office will be notified electronically that you completed Entrance Counseling, typically within three business days.
Choose Complete Master Promissory Note (MPN) then click on "Subsidized/Unsubsidized." Continue until you receive a confirmation that you successfully completed the MPN. Our office will be notified electronically that you completed your MPN, typically within three business days.
Additional Loan Options
Federal Direct Parent PLUS Loan- If you are an eligible undergraduate dependent student and your parent is eligible, your parent can apply for a separate PLUS Loan for the summer. NOTE: Summer Parent PLUS applications are separate from approved fall/spring PLUS applications and should be completed after April 1, 2017 using academic year "2017".
Before your parent applies for the PLUS Loan, the Student Financial Services office recommends that you review your summer financial aid award within the TUportal and the summer billable costs (i.e. tuition and fees) with your parent.
To apply: Access the Federal PLUS loan application by visiting on the U.S. Department of Education Student Loans website. You will need the FSA ID you used to file the FAFSA.
NOTE- You must be a degree-seeking undergraduate student, making satisfactory academic progress and taking at least six credits for your parent to be eligible for the PLUS Loan. The maximum PLUS Loan amount your parent can request is your total cost of attendance, less all other financial aid listed on your Financial Aid award in the Self Service Banner section of the TUportal. The loan term dates for a Summer PLUS Loan are May – August 2017.
Federal Direct Graduate PLUS Loan- Graduate students who need to borrow funds beyond the federal unsubsidized loan limit for the summer may apply for additional funds through the Federal Direct Graduate PLUS Loan program. Graduate students can apply after April 1st for a PLUS Loan to cover educational expenses (tuition, fees, room & board, books, transportation and miscellaneous).
To apply: Access the Federal PLUS loan application by visiting on the U.S. Department of Education Student Loans website. You will need the FSA ID you used to file the FAFSA. Get your FSA ID if you do not have one already.
Private Alternative Loan- Graduate and Undergraduate students may apply for alternative student loans through private lenders. Dependent students typically need a credit-worthy co-signer on their loan application.
The maximum private alternative loan available is your cost of attendance less all other financial aid listed on your Financial Aid award in the Self Service Banner section of the TUportal. The loan term dates for a Summer PLUS Loan are May – August 2017.