Non-Degree Aid Federal Direct Loan Eligibility
Non-Degree students may be eligible for federal loans, but they are not eligible for federal and institutional grants and most scholarships. Federal loan offers are subject to annual and lifetime limits. All students requesting federal loans must submit a FAFSA, be eligible for federal aid, and be in good standing on any previously borrowed federal loans. A dependent student is one who is under the age of 24. The parents of dependent students may borrow the federal Parent PLUS loan on behalf of their student.
Annual Loan Limits for Prepatory Coursework
For prepatory coursework required for enrollment in an undergraduate program:
ependent Undergraduate students excluding Dependent Undergraduates whose parents cannot borrow the Direct Parent PLUS loan.
- Maximum Subsidized: $2,625
- Total Subsidized and Unsubsidized Eligibility: $2,625
- This is subject to the Dependent Undergraduate lifetime limit of $31,000 (of which no more than $23,000 can be subsidized)
Independent Undergraduate Students and Dependent Undergraduates whose parents cannot borrow the Direct Parent PLUS loan.
- Maximum Subsidized: $2,625
- Total Subsidized and Unsubsidized Eligibility: $8,625
- This is subject to the Independent Undergraduate lifetime limit of $57,500 (of which no more than $23,000 can be subsidized)
For prepatory coursework required for enrollment in a graduate program (ex: CST's Post-Bacc Programs):
Dependent Undergraduate students excluding Dependent Undergraduates whose parents cannot borrow the Direct Parent PLUS loan.
- Maximum Subsidized: $5,500
- Total Subsidized and Unsubsidized Eligibility: $5,500
- This is subject to the Dependent Undergraduate lifetime limit of $31,000 (of which no more than $23,000 can be subsidized)
Independent Undergraduate Students and Dependent Undergraduates whose parents cannot borrow the Direct Parent PLUS loan.
- Maximum Subsidized: $5,500
- Total Subsidized and Unsubsidized Eligibility: $12,500
- This is subject to the Independent Undergraduate lifetime limit of $57,500 (of which no more than $23,000 can be subsidized)
For Teacher Certification Coursework:
Dependent Undergraduate students excluding Dependent Undergraduates whose parents cannot borrow the Direct Parent PLUS loan
- Maximum Subsidized: $5,500
- Total Subsidized and Unsubsidized Eligibility: $5,500
- This is subject to the Dependent Undergraduate lifetime limit of $31,000 (of which no more than $23,000 can be subsidized)
Independent Undergraduate Students and Dependent Undergraduates whose parents cannot borrow the Direct Parent PLUS loan.
- Maximum Subsidized: $5,500
- Total Subsidized and Unsubsidized Eligibility: $12,500
- This is subject to the Independent Undergraduate lifetime limit of $57,500 (of which no more than $23,000 can be subsidized)