Health Professions Student Loans (HPSL) & Loans for Disadvantaged Students (LDS)

These federally funded loans are awarded by Temple University to health professions students in specific disciplines. Award notifications are usually made at the beginning of the fall semester. Funding is limited and usually awarded to supplement Federal Direct Loans.

Pharmacy and Dental students are eligible for both Health Professions Student Loans and the Loans for Disadvantaged Students. Medical students may only utilize the Loans for Disadvantaged Students, whereas Podiatry students may only utilize the Health Professions Student Loans.

Health Professions Loans and Loans for Disadvantaged Students carry a 5% interest rate, which is subsidized until the student enters repayment. Repayment begins 12 months after the student leaves their academic program.

Eligibility Requirements

  • Students must file the FAFSA and report their parental information on the FAFSA, regardless of age or dependency status.
  • Have financial need demonstrated by the FAFSA; and
  • Complete Federal Verification (tax-based); and
  • Enroll as a full-time student
  • Podiatry, Pharmacy, and Dental Students must complete the HSC Verification Worksheet. This completed form should be uploaded to our office via the SFS Channel on TUPortal.

Borrowing Limits

Borrowring limits vary based on available funding. 

Additional Loan Requirements

  1. Accept your HPSL and/or LDS by accessing the "Financial Aid Package" section within the Costs & Aid tab of your TUportal account.
  2. Students will receive an email from Temple's loan servicer, University Accounting Service () within five business days of accepting the loan. In the email, students will be directed to the University Accounting Service website to:
    1. Complete the online Entrance CounselingPromissory Note and Truth in Lending requirements. *Please have your FSA ID and two references to complete these requirements* 
  3. Loan funds will disburse to a student's account on the fourth business day after completing the online requirements. The university is required by federal law to delay loan disbursements for three business days and disburse funds on the fourth business day.


Students may be able to defer payment of the loans for specific educationally related activities.

Default Penalties

If the borrower fails to make an installment payment when due or fails to comply with the terms of the promissory note, the loan will be considered in default.

Loan Servicer

Loans are serviced by University Accounting Service, LLC. Any questions regarding repayment should be redirected to UAS.


Pharmacy and Dental students should email
Podiatry students should email
Medical Students should email