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Financial aid policies

 

Academic Merit Scholarships

Undergraduate students that matriculated fall 2017 and after:

Freshmen

Undergraduate scholarships will renew for four academic years (8 consecutive regular, undergraduate semesters) as long as the following conditions are met:

  • Maintain consecutive full-time enrollment
  • Maintain academic eligibility
    • Scholarship Types:
      • President and Provost's Scholarships: Guaranteed for first four consecutive full-time semesters, at the end of which a 3.25 cumulative GPA must be achieved and maintained in order to renew the scholarship annually.
      • All others: Guaranteed for first four consecutive, undergraduate semesters, at the end of which a 3.00 cumulative GPA must be achieved and maintained in order to renew the scholarship annually.

*undergraduate summer classes may be taken at Temple University in the immediately available session(s) to reestablish the cumulative GPA requirement - once grades are posted, complete the reinstatement appeal available below.

*this policy does not pertain to other Temple undergraduate scholarships - see specific details provided in the student's undergraduate scholarship notification letter from the Office of Undergraduate Admissions or from the particular school/college.

Transfer

Undergraduate scholarships will renew for three academic years (6 consecutive regular, undergraduate semesters) as long as the following conditions are met:

  • Maintain consecutive full-time enrollment
    • Dual Admission recipients may receive half of their award if enrolled at least part-time (6-11 credits)
  • Maintain academic eligibility
    • A 3.00 cumulative GPA must be achieved and maintained in order to renew the scholarship annually

*undergraduate summer classes may be taken at Temple University in the immediately available session(s) to reestablish the cumulative GPA requirement - once grades are posted, complete the reinstatement appeal available below.

*this policy does not pertain to other Temple undergraduate scholarships - see specific details provided in the student's undergraduate scholarship notification letter from the Office of Undergraduate Admissions or from the particular school/college.

Undergraduate students that matriculated fall 2016 and prior:

Freshmen -

Undergraduate scholarships will renew for four academic years (8 consecutive regular, undergraduate semesters) as long as the following conditions are met:

  • Maintain consecutive full-time enrollment
  • Maintain academic eligibility
    • A 3.00 cumulative GPA must be achieved and maintained in order to renew the scholarship annually

*undergraduate summer classes may be taken at Temple University in the immediately available session(s) to reestablish the cumulative GPA requirement - once grades are posted, please complete the reinstatement appeal available below.

*this policy does not pertain to other Temple undergraduate scholarships - see specific details provided in the student's undergraduate scholarship notification letter from the Office of Undergraduate Admissions or from the particular school/college.

Transfer -

Undergraduate scholarships will renew for three academic years (6 consecutive regular, undergraduate semesters) as long as the following conditions are met:

  • Maintain consecutive full-time enrollment
    • Dual Admission scholarship recipients may receive half of their award if enrolled at least part-time (6-11 credits)
  • Maintain academic eligibility
    • a 3.00 cumulative GPA must be achieved and maintained in order to renew the scholarship annually

*undergraduate summer classes may be taken at Temple University in the immediately available session(s) to reestablish the cumulative GPA requirement - once grades are posted, please complete the reinstatement appeal available below.

*this policy does not pertain to other Temple undergraduate scholarships - see specific details provided in the student's undergraduate scholarship notification letter from the Office of Undergraduate Admissions or from the particular school/college.

Exceptions:

Undergraduate students with the following documented exceptions to the consecutive enrollment requirement may request a scholarship reinstatement using the web-based form:

  • Military service (LOA)
  • Medical Leave of Absence (LOA)
  • Excused Medical Withdrawal 
  • Leave of Absence (LOA) to complete a documented, approved internship or co-op experience

Undergraduate students that have improved their cumulative GPA after the immediately available summer session(s) at Temple University may request a scholarship reinstatement using the web-based form below. Please note, the summer grades need to be input to the student's account before the reinstatement request can be considered. 

The reinstatement request form is located here. Students must be logged into their Temple account in the same browser in order to access the reinstatement request form. Please note, reinstatement requests will be reviewed for an upcoming fall semester in July.

Scholarship reinstatement decisions are final and once a scholarship is lost due to not meeting the renewal criteria, it cannot be reinstated for future, non-consecutive terms. 

Adjustments to Financial Aid Funding

Student Financial Services (SFS) may review and possibly revise financial aid funding (grant, scholarship, work study, loan, etc...) throughout the year.

  • Most financial aid funding is based on the assumption that students will enroll as full-time students. This is twelve (12) credits for undergraduates and nine (9) credits for graduate students. Thus, if students change their status from full-time to part-time, withdraw during a semester, or stop attending an aid adjustment may be necessary.
  • Other contributing factors that require financial aid funding to be adjusted include changes to academic progress, matriculation changes (undergraduate to graduate program), anticipated graduation date, FAFSA information, additional funding resources (scholarship, tuition remission, etc...) and housing status changes.

Students that need to purchase a desktop or laptop computer device for educationally related usage at Temple University may request to request a financial aid adjustment. The Request for Financial Aid Adjustment for Student Electronic Device Purchase form is available in the Forms sections of this website. 

Change of Financial Circumstances


This process is now closed for 2021-2022. If you are experiencing a significant change in financial circumstances (i.e., death of a wage earner), or if you are a new Spring 2022 student, please email sfs@temple.edu or make an appointment to speak with a counselor.

Temple University strives to offer our families the best financial aid offers possible within the boundaries of federal, state, and university funding. However, we understand the FAFSA does not always capture the most accurate financial snapshot of your household, and that certain circumstances may present your family with unique financial challenges. If your family has experienced a significant change of financial circumstances, you may be able to request a Family Contribution Appeal to have your federal financial aid eligibility reevaluated. Requesting an appeal does not guarantee an adjustment can be made to the financial aid offer, and the review process will require our office to request additional documentation. 

Family Contribution Appeals are only considered for additional federal PELL grant which carries a maximum award of $6,495 for 2021-2022, which is often not sufficient to cover a student’s costs. Students can also be considered for subsidized loan eligibility, which does not increase the overall aid offered to the student, only the type of loan funding offered. Please continue to consider all of your options for resolving your bill. Undergraduate students are eligible for this type of appeal, provided they are working on their first Bachelor's degree, filed a 2021-2022 FAFSA, are eligible to receive federal aid, and are not already receiving the maximum Pell Grant.

The deadline for requesting a Family Contribution Appeal is October 1.

Steps for Initiating an Appeal

  • The student should log into temple.verifymyfafsa.com.
  • Click on the red 'Request' button under the Temple logo
  • Click on the green plus button for a 2021-2022 Family Contribution Appeal
  • Provide a brief description of the change
  • Complete and sign the embedded webform and submit all requested documentation.

Please note: The webform must be completed in full and signed by both a student and parent, or just the student if Independent, and all documentation must be submitted in order for the appeal to be reviewed. We cannot review appeals that have outstanding tasks. 

Appeals are reviewed in the order they are received, and processing times will vary based on the volume and complexity of appeals submitted. We cannot guarantee that appeals submitted after July 1 will be completed prior to the Fall due date of September 9.

 

Listed below are the circumstances our office can consider when reviewing appeals for 2021-2022:

Please be advised that these are suggested circumstances, and meeting the circumstance is not a guarantee the appeal will be approved. Please review our Additional Appeal Information document for possible outcomes. Please also see our Suggested Documentation guide for examples of the documentation you may need to provide based on the circumstances. You will need to provide a completed copy of your 2019 federal tax return (form 1040) as a part of this process.

  • Death of a principal wage earner (i.e. father, mother, stepfather, stepmother, spouse, etc.) since filing the FAFSA
  • Loss of full-time employment or income
  • Permanent reduction in full-time employment or income - Generally, only a significant reduction in employment/salary will make an impact to the student's financial aid award. We cannot consider a reduction in commission, seasonal employment, or fluctuation in self-employment income.
  • Marital Separation after completing the FAFSA - Please refer to the Who is My Parent? guidelines when determining which parent's information must be reported on the FAFSA. If parents are currently separated and have not yet filed, only the income of the custodial parent should be reported.
      • Businesses and/or rental properties jointly owned by both parents will further complicate the appeal and may not be able to be excluded.
      • If the biological parents are divorced and the custodial parent is remarried, the stepparent's information must be included on the FAFSA.
  • Significant out-of-pocket medical expenses incurred in 2020 or 2021 - We will only consider Medical Expenses paid in 2020 or 2021 even if they were incurred in a previous year. Expenses must be paid, or a billing arrangement agreed to, in order to be considered. Expenses that are itemized on the 2019 taxes may impact our ability to account for expenses paid in 2020 or 2021. Paid expenses must significantly exceed 11% of the parents’ Adjusted Gross Income (AGI) to be considered.
  • Loss of child support payments received in the current year; the child support must be reported on the FAFSA to be reviewed.
  • Lump sum or one-time payouts – We will require the tax information from 2018, 2019, and 2020 to confirm the payout was a one-time circumstance.
  • Other circumstances causing significant decrease in family resources since filing the 2019 taxes.
     

Listed below are some of the circumstances our office cannot consider when reviewing appeals. 

  • Debts incurred due to outstanding tax liability, credit cards, mortgage(s), student loans, and/or parent PLUS loans
  • Utilities, household incidentals, and/or home improvement expenses
  • Reduction in income due to lack of commission or seasonal employment
  • Fluctuations in self-employment or business income  - Cessation of income directly related to COVID-19 is being considered for appeals
  • Reduction in income due to lifestyle choice(s) 
  • Cost of college tuition and/or private elementary or high school tuition
  • Bankruptcy
  • Unemployment that ended prior to 2020
     

Please note: If you have incorrectly reported information on the FAFSA application, this review could negatively impact your EFC resulting in a loss or reduction of your current financial aid. Please review the information on your FAFSA application for accuracy before submitting an appeal. One way to help ensure that you have reported accurate tax information is by using the IRS Data Retrieval Tool to import your taxes directly from the IRS. If your EFC is already between 0 and 1000, this appeal will have no impact on your eligibility as you have already been given the maximum aid available.

 

Conditions of Award

General

The granting of any federal aid (Pell, SEOG, Direct Loans, Federal Work-Study) is contingent upon:

  • The authorization and appropriation of funds for each program by the federal government;
  • Temple University's funding level for each program;
  • Any changes in federal regulations that affect your eligibility status;
  • Final approval of the University budget at projected funding levels.

You will be notified only if it is necessary to revise your aid as explained above.

Your financial aid funding offer is based on information you and your family submitted on the application materials. It is your responsibility to notify the Student Financial Services Office of any change in your or your family's circumstances. This includes the receipt of any additional financial aid or other resources not indicated on your financial aid offer letter. If such a change does take place, we reserve the privilege of reviewing and possibly revising your financial aid funding.

Use of Aid

Unless you have received a specific, written statement to the contrary, financial aid may only be used if you are enrolled in a degree-granting program or other approved program at Temple University.

Enrolled Credit Requirement

Unless noted otherwise on your financial aid offer, your financial aid funding is based upon full-time enrollment for both semesters of the academic year (12 credits per semester for an undergraduate student and 9 credits per semester for a graduate student). If you are enrolled less than full-time, your aid will be adjusted accordingly, up to and including possible cancellation of aid.

It is your responsibility to notify the Student Financial Services Office of any change in enrollment status per semester.

Graduate Students

If you will be receiving a tuition scholarship, assistantship, fellowship or any other aid from your department or the Graduate School, you should inform the Student Financial Services Office in writing immediately. An adjustment to your loan eligibility may be necessary.

Return of Funds

Students receiving federal aid should be aware that Department of Education regulations govern the refund and repayment of aid when a student withdraws (and/or drops) before completion of the semester for which aid has been received. Students receiving Pennsylvania state aid should also be aware that Pennsylvania Higher Education Assistance Agency (PHEAA) regulations govern the refund and repayment of state aid when a student withdraws before completion of the semester for which aid has been received.

Federal student aid and some state aid is based on the percentage of time you are enrolled for the semester. Depending on when you withdraw/drop, your student aid will be adjusted according to the Federal Return of Title IV formula, state grant refund calculation, and institutional policy. Tuition may be adjusted and you will most likely owe money to the University if you withdraw. 

For more information, see the following. 

For student financial aid purposes, 12 or more credits is considered full-time enrollment for undergraduate students; 9 or more credits is considered full-time for graduate students.

Withdrawing from the University will cancel your financial aid for future semesters. If you process a re-enrollment request for an upcoming semester, please contact the Student Financial Services office to request consideration for reinstatement of your aid.

Unofficial Withdrawal

An unofficial withdrawal occurs when a student does not successfully complete any of their courses (i.e, received all F grades), stopped attending classes and did not complete any of the coursework as of the 60% point of the semester or term without officially withdrawing from the university, as required. A student who has unofficially withdrawn may be required to repay up to 50% of the total financial aid received for that semester or term.

Students who never attended any of their classes and did not complete any coursework are required to repay 100% of the financial aid received for the semester or term.  

Duration and Renewal of Aid

Students are required to re-apply annually for financial aid by filing the Free Application for Federal Student Aid (FAFSA). The FAFSA priority filing deadline is March 1 for the following academic year. The FAFSA becomes available October 1st for the following academic year. Pennsylvania residents are encouraged to complete PHEAA applications prior to May 1st.

Cost of Attendance Appeal

This process is now closed for 2021-2022. Please email sfs@temple.edu with any quesitons or make an appointment to speak with a counselor.

Graduate students who have experienced significantly increased costs related to the COVID-19 pandemic can request a Cost of Attendance Appeal through the Temple Dashboard. This appeal is intended to increase the student's overall budget so (s)he/they may obtain additional loan funds to meet these pandemic-related expenses. This appeal does not result in non-loan funding. The purpose of the appeal is to permit the student to borrow additional funds to meet these pandemic-related expenses. Examples of these expenses are increased childcare expenses, unexpected housing costs, etc. Students must be able to document what the expense was prior to the pandemic and what they are currently experiencing to demonstrate the increase related to the pandemic.

The deadline for requesting an appeal for 2021-2022 is October 1, 2021. 

Students can request the appeal through our Dashboard using the following steps:

  • The student should log into temple.verifymyfafsa.com.
  • Click on the red 'Request' button under the Temple logo
  • Click on the green plus button for a 2021-2022 Cost of Attendance Appeal
  • Provide a brief description of the change
  • Complete and sign the embedded webform and submit all requested documentation.

Appeals are only reviewed once the appeal form is signed, the supporting documentation is uploaded, and the "submit" button is clicked. We cannot review incomplete appeals. Students are notified via email if we need additional information and of the outcome of the appeal. 

Graduate Students must file a 2021-2022 FAFSA to be able to appeal their Cost of Attendance through the Dashboard. If you are unable to file a FAFSA, please contact sfs@temple.edu with the subject line "COA Appeal - No FAFSA." A representative will reach out to you to discuss your options.

Deadline

The FAFSA priority filing deadline is February 1 for all undergraduate students (graduate students are encouraged to file early, too!) The Free Application for Federal Student Aid (FAFSA) must be completed and received by the Federal Processing Center by this date. The importance of meeting this deadline cannot be overstated. While there are some types of aid (e.g., Pell Grants and Direct Loans) for which you qualify for after this deadline, it is likely that you will receive substantially less total aid if your application is late.

It is the University's position that the student applicant is accountable for the accurate and timely submission of the FAFSA. We make the application deadline known and available to all students in many different ways and through a variety of communication methods.

NOTE: There is a reference on the FAFSA/Renewal Application to "State Aid Deadlines." Do not be misled by these dates. These dates are when the FAFSA must be filed to be considered for aid from your home state. It is NOT the financial aid application deadline at Temple University or most other colleges.

NOTE: In order to be reviewed for Federal Financial Aid, Temple University must have your correct, complete FAFSA by your last day of enrollment for the academic year.

 

Dependency Override Appeal Process

Students who do not meet any of the criteria to be considered an Independent Student on the FAFSA, or who are experiencing unusual or extenuating circumstances that prevent them from listing parental information can apply for a Dependency Override Appeal. To appeal, students log into their SFS Dashboard at temple.verifymyfafsa.com and click on the red "Request" button in the upper right hand side of the screen. Then, select the green plus button for the Dependency Appeal. This will direct the student to submit an initial, brief explanation of their circumstances before completing a more detailed appeal process. Documentation related to the appeal will be requested once the appeal form is completed. We cannot accept this documentation via email or fax. The Dashboard is the most secure and fastest method to submit documentation to our office. 

  • Circumstances we are able to consider (with appropriate documentation):
    • Voluntary/Involuntary removal from the parents' home due to an abusive situation that threatens the student's mental or physical health.
    • Incarceration of both parents.
    • Incarceration or Death of the custodial parent and the whereabouts of the non-custodial parent are unknown.
    • Whereabouts of both parents are unknown and another person has legal custody of the student.
  • Circumstances listed below do not, either individually or in combination, qualify as unusual circumstances for a Dependency Override:
    • Parent(s) refuse to contribute to the student's education.
    • Parent(s) are unwilling to provide information on the FAFSA or documents for the Verification process.
    • Parent(s) do not claim the student as a dependent for income tax purposes.
    • Parent(s) live overseas.
    • The student is self-sufficient.

Required Documentation:

  • A signed, typed personal statement summarizing the current extenuating circumstances that prevent you from including parental information on the FAFSA. The statement must include the names of both biological parents, relevant dates of contact and all other important details of your situation that will support the appeal.
  • Third Party documentation (someone outside of the family) - signed, typed statement from at least one person outside of your family that has knowledge of your extenuating circumstances. All statements must be uploaded on official letterhead with a signature, contact informaiton and date
    • Acceptable third parties include, but are not limited to the following:
      • Counselors or Teachers
      • Clergy or Community Groups
      • Government Agencies
      • Medical Personnel
      • Courts or Prison Administrators
  • All other documentation that supports your extenuating circumstance. Please note, the Office of Student Financial Services may request other documentation that is specific to your situation.

Appeals are reviewed on a case-by-case basis. If approved, it is important to note that the financial aid offer will likely not be enough funding to cover the cost to attend Temple University. It is very possible that additional funding will be needed to assist with the outstanding balance. For information on the cost to attend, see the Temple University tuition calculator to prepare an estimated budget, https://bursar.temple.edu/tuition-and-fees/tuition-rates.

Dependency Overrides do not automatically renew year-to-year, therefore students are required to request a new appeal each academic year.

 

Disbursement of Financial Aid

Registered student's financial aid disburses to the account at the beginning of each semester. All financial aid will disburse directly to the Temple University student account to pay all direct charges on the account first. If there is a credit balance on your account after disbursement, the excess will be refunded. 

2021-2022 Disbursement dates

Listed below are the tentative disbursement dates for the Fall 2021 and Spring 2022 semesters. Please keep in mind that the dates listed are the earliest possible dates the funds will be released to the student accounts. It is not guaranteed that the financial aid will arrive on the exact date. In order for any student to be eligible for loan funds, he/she must be enrolled at least half-time (6 credits for undergraduate students and 4.5 credits for graduate students) at the time the funds are disbursed to the account.

Pennsylvania State funding (PHEAA grant) doesn't have a specific date for disbursement listed, because the Student Financial Services office must verify eligibility (i.e. enrollment, degree program, academic progress) before the funds are released to the student account. The review process occurs once the semester begins and is done throughout the semester.

Semester

Pell Grants

Loans

SEOG

State Funding

Institutional Funding

Undergraduate Students

 

 

 

 

 

Fall 2021

8/18/21

8/18/21

8/18/21

n/a

8/21/21

Spring 2022

1/05/22

1/05/22

1/05/22

n/a

1/05/22

 

 

 

 

 

 

Graduate Students

 

 

 

 

 

Fall 2021

n/a

8/18/21

n/a

n/a

n/a

Spring 2022

n/a

1/05/22

n/a

n/a

1/05/22

 

 

 

 

 

 

 

Financial Responsibility Agreement

All students are required to accept Temple University's Financial Responsibility Agreement prior to looking up classes or registering for the first time each semester. The agreement outlines the financial terms and conditions associated with course registration. In addition, the agreement outlines student cell phone and email address communication methods used by the University. The Bursar's Office will email all students a reminder of the agreement whenever a registration transaction is processed by the student or a Temple administrator.   

Drug Offense (Students Convicted of Possession or Sale of Drugs)

A federal or state drug conviction can disqualify a student for Federal Student Aid funds. 

Those convicted of an offense that occurred during a period of enrollment for which the student received Federal Student Aid will not be eligible for Title IV aid. A conviction that was reversed, set aside, or removed from the student’s record will not affect eligibility nor does a conviction a student received as a juvenile, unless the student was tried as an adult.

The chart below illustrates the period of ineligibility for Federal Student Aid funds, depending on whether the conviction was for sale or possession and whether the student had previous offenses. (A conviction for sale of drugs includes convictions for conspiring to sell drugs.)

Period of Ineligibility for Federal Student Aid Funds

1st offense:          1 year from date of conviction (possession)          2 years from date of conviction (sale of illegal drugs)           

2nd offense:         2 years from date of conviction (possession)        indefinitely (sale of illegal drugs)

3rd offense:          indefinitely (possession)

If the student was convicted of both possessing and selling illegal drugs, and the periods of ineligibility are different, the student will be ineligible for the longer period.

The unviersity must provide each student who becomes ineligible for Federal Student Aid funds due to a drug conviction a clear and conspicuous written notice of his or her loss of eligibility and the methods whereby he or she can become eligible again.

A student regains eligibility the day after the period of ineligibility ends or when he or she successfully completes a qualified drug rehabilitation program or passes two unannounced drug tests given by such a program. Further drug convictions will make him or her ineligible again.

Students denied eligibility for an indefinite period can regain it after successfully completing a rehabilitation program (as described below):

Standards for a qualified drug rehabilitation program

A qualified drug rehabilitation program must include at least two unannounced drug tests and satisfy at least one of the following requirements:

  • be part of a local government program; or state‐licensed insurance company;
  • be approved by a state or local agency or court;
  • be certified by a health clinic, or medical doctor.

Please note: It is the student’s responsibility to certify to the Student Financial Services office that they have successfully completed the rehabilitation program.

Identity Confirmation Practices

Confidentiality:   In order to protect the privacy and confidentiality of our students (as federally required under the Family Educational Rights and Privacy Act—FERPA), SFS staff members cannot disclose any non-directory student information to anyone other than the student unless the student has given specific written consent.

  1. Student Identify Confirmation in Person: The preferred method for confirming student identity is the student’s personal presentation of a valid Temple University Identification card (TUid/Owl Card), driver’s license, or passport (picture ID).
  2. Student Identify Confirmation on Telephone: Over the phone, student identity will be verified by asking a series of questions: full name, date of birth, and student identification number (TUid). To preserve the privacy of student records, SFS reserves the right to deny telephone service to a caller if the identity of the caller cannot be confirmed or is in doubt.
  3. Dependent Student Custodial Parent Confirmation in Person: Custodial parent identity will be verified by asking a series of questions: full name of student and parent, student identification number (TUid), and parent date of birth as reported on the FAFSA.
  4. Dependent Student Custodial Parent Confirmation on Telephone: Custodial parent identity will be verified by asking a series of questions: full name of student and parent, student identification number (TUid), and parent date of birth as reported on the FAFSA. To preserve the privacy of student records, SFS reserves the right to deny telephone service to a caller if the identity of the caller cannot be confirmed or is in doubt.
  5. Independent Student Parent(s) on Telephone or In-Person: No student-specific financial aid information will be released to the parents of students considered independent for financial aid purposes, including parents that are required to provide information on the FAFSA for Health Professions Loan Program purposes.
  6. Email: Identity is verified via email being generated by a student’s Temple University email address. If the student has not yet established a Temple University email account, the request must be generated from the email address listed on the student’s FAFSA application.

FERPA Waiver: A student may consent to the release of information from education records (including financial aid records) to parents, guardians or other appropriate persons. The students may provide the university with their consent by completing the FERPA waiver online via the TUPortal – Students log-in, select the “Self-Service Banner” link, then select “Student” tab, under “Main Menu” select “FERPA”. 

Parents, Guardians and Relatives of Temple Students: SFS staff members cannot disclose specific financial information reported on the Free Application for Federal Student Aid (FAFSA) to anyone other than the Parent whose data is reported on the student’s FAFSA. (Even if you are named on the FERPA waiver)

 

Outside Scholarships

If you receive a scholarship from your high school or other outside organization, you must submit a copy of your award letter as soon as you receive it to Student Financial Services. The check should be submitted to the Bursar's Office.SFS office will apply all scholarship awards to the student account for the year (evenly split between the fall and spring terms) once the Bursar receives payment. More information can be found on the Outside Scholarships page.

Federal regulations stipulate that students may not exceed their overall financial need or costs. If you are receiving institutional need-based aid and receive a scholarship that exceeds your need-based eligibility, your award may be adjusted. Contact SFS for specific information.

 

Professional Judgment (Special Circumstances) 

Sometimes special circumstances can impact a student’s financial aid situation, including a change in family circumstances, traumatic events or reductions in income that may occur while you're at Temple. This may result in the need to clarify your situation with the Student Financial Services office. 

  • Students that require information regarding Satisfactory Academic Progress (SAP) should review the Temple University SAP standards and appeal forms available. All deadlines are listed on the appropriate SAP appeal form.
  • Students that require information regarding the Dependency Override process should initiate the review in the SFS Dashboard
  • Students/Parents that require information regarding the Change in Financial Circumstances Process should review the published policy information above.
  • Students that need to purchase a desktop or laptop computer device for educationally related usage at Temple University may request to request a financial aid adjustment. The Request for Financial Aid Adjustment for Student Electronic Device Purchase form is available in the Forms sections of this website.     

Please note that a request for Professional Judgment (Special Circumstances) consideration does not guarantee the receipt of new or additional financial aid. Our ability to help will depend on the unique circumstances of the request, the strength of the documentation provided and the availability of financial aid funding at the time of the result.

Repeated Coursework

The US Department of Education repeated coursework regulation affect students who repeat courses. The regulation may impact your financial aid eligibility and awards, including Pell Grant, SEOG Grant, Direct Loans, Federal Work-Study and institutional funding. The regulation prevents financial aid from paying for a course that has been passed and repeated more than one time. In order for a repeated course to be counted towards your enrollment status for financial aid purposes, you may only repeat a previously passed course once (a total of two attempts). If you enroll in a previously repeated and passed course for a third time, this course will not count towards your enrollment for financial aid purposes. Examples of repeated courses: 

  • Allowable: Repeated courses may be included if the student received an 'F' or 'NC' grade. There is no limit on the number of attempts allowable if the student does not receive a passing grade. Grades of A, B, C, D, P or CR (Credit) are considered passing grades.
  • Allowable: Student is enrolled in 15 credit hours which includes 3 credits repeating a previously passed course. Because the student is enrolled in a minimum of 12 credits which are not repeats, the student's financial aid eligibility is not impacted by the repeat.
  • Not permissible: Student receives a D in a course and decides to repeat the course to improve his/her GPA. The student may repeat this passed course one time, but if the student wants to repeat it a second time, the second repeat would not count for financial aid eligibility.

Examples:

When counting credits to determine aid eligibility for that semester, many repeated classes will be excluded from the financial aid eligible credit count. This may mean less Pell Grant if the eligible credits are less than 12 credits, or no subsidized/unsubsidized loans if the financial aid eligible credits are less than 6 credits for undergraduate students (less than 5 for graduate students). Repeated credits that are determined to be ineligible for financial aid will also impact eligibility for scholarships and work-study positions.

  • A student can be paid on a repeated course IF the class was never previously passed.
  • A student can also be paid for repeating a previously passed course as long it is the first repeat of the course.
 

1st Attempt

2nd Attempt/first repeat

3rd Attempt/second repeat

Is Class eligible for FA for the Enrolled Semester

Course 1

F

D

Enrolled

No

Course 2

C

Enrolled

 

Yes

Course 3

D

C

Enrolled

No

Course 4

D

F

Enrolled

No

Course 5

W

F

Enrolled

Yes

Explanation of the Above Examples:

  1. Credits are excluded from the financial aid eligible credits because it is the second time the course is being repeated and it was previously passed. 
  2. Yes, these credits may be counted, even though it was previously passed, because it is the first time the course is being repeated.
  3. No, this course was previously passed and this is the third attempt. Two attempts is the maximum attempts these credits can count towards financial aid eligibility, because the course has been passed.
  4. No, the class credits are no longer considered for financial aid eligibility because it has been previously passed and this is the second time it is being repeated.
  5. Yes, because this course has never been passed so may still be counted towards financial aid eligible credits.

Details of the regulation:

  • Repeated enrollment that is not aid eligible will be excluded from the student's enrollment status for the term.  
  • Federal Title IV financial aid will be recalculated based on the student's adjusted enrollment status.
  • This recalculation will be applied regardless of whether a student received aid for previous course enrollments.
  • Some courses are repeatable per institution policy such as continuing research, thesis hours etc. and are not restricted by these regulations. 
  • Wait-listed courses do not count toward official enrollment status for financial aid purposes.
  • All repeated courses do affect financial aid satisfactory academic progress calculations. A repeated course along with the original attempt must be counted as attempted credits.

Financial aid will not pay for repeat classes for which an incomplete grade (‘I’) or missing grade ('MG') was previously assigned. All enrollments of a class will count toward the total number of attempted credit hours when calculating completion ratios and maximum time frames as they relate to satisfactory academic progress (refer to the Satisfactory Academic Progress Policy for additional information).

Satisfactory Academic Progress

Student Financial Services (SFS) is required by federal regulations to monitor student progression toward completion of degree and certificate programs at both the undergraduate and the graduate levels. The Satisfactory Academic Progress (SAP) Standard includes a quantitative (time-based) and qualitative (grade-based) measure of progress.

The quantitative measure states that the student must maintain a specific "earned credit" percentage rate of credits to remain eligible for financial aid. The qualitative measure requires maintaining a GPA that meets the minimum standard necessary to maintain Academic Good Standing according to Temple University policy (refer to the Undergraduate Academic Warning, Probation and Dismissal Policy information). Graduate students: Refer to your college for GPA requirements.

Undergraduate Academic Warning, Probation, Dismissal Policy

Satisfactory Academic Progress Policy

Eligibility Review: 

Academic records are reviewed by the Office of Student Financial Services (SFS) once the Office of the University Registrar completes the end of semester processing review (this can be 1-2 weeks after finals week). The SFS Office review will determine current financial aid satisfactory academic progress and future student financial aid eligibility. Students who have met the minimum 67% percentage requirement (cumulative earned credits / cumulative attempted credits = earned percentage), and who are in good academic standing according to University policy (GPA requirement), and who have not exceeded the maximum time frame to complete their degree program (not exceeding 150% of the program's published length of study), are considered to have maintained satisfactory academic progress and are eligible for financial aid. 

Academic Recovery: 

According to Temple University policy, students who return to the University under the terms of Academic Recovery are not considered to be in Academic Good Standing for their first term under the Recovery contract, and are therefore ineligible for federal grant and loans, tuition remission, and institutional grants and scholarships for that semester. Students in the first term of Academic Recovery are not permitted to appeal for the reinstatement of their financial aid eligibility. 

After the first term of your Academic Recovery, your eligibility for financial aid will be evaluated under the rules for Satisfactory Academic Progress that apply to all students. These rules require that students complete at least 67% of the overall credits they attempt, and also limit the total number of credits a student may attempt for the completion of their degree while receiving financial aid. 

You may be eligible for private/alternative loans for the first semester under Recovery, provided you are eligible under your chosen lender's academic and credit-related requirements. More information on student loans can be found on our Educational Loans webpage. 

Academic Forgiveness:

Students who are readmitted to the University under Academic Forgiveness will retain their former academic progress standing. Students who enter Academic Forgiveness as ineligible have the option to appeal for financial aid. Please consult the Academic Forgiveness section of the University Bulletin.

Although your cumulative GPA may have been reset to 0.00 due to Academic Forgiveness, all of your attempted credits (including those no longer being used for credit by the University) must be factored into the calculation of your completion percentage. 

Appeal Process:

Because of the short time period between the end of the spring semester and the start of the summer session(s), appeals for summer will not be considered.

Students that have lost eligibility for financial aid may submit an appeal in order to regain financial aid eligibility. The SAP Appeal process for Fall 2021 can be initiated by visiting the SFS Dashboard.

  • The deadline to appeal for the Fall 2021 semester is September 2, 2021.
  • The deadline to appeal for the Spring 2022 semester is January 18, 2022. 

 

Steps for Initiating an Appeal:

  1. Log on to the SFS Dashboard
  2. Click on the Red Request Button
  3. Click on the green plus button for the appropriate appeal (SAP or Max Time) you wish to submit
  4. Follow the instructions outlined on the webform

Please note: Failure to finalize your submission by clicking the submit button, incomplete appeal forms, failure to submit required supporting documentation, and failure to e-sign your appeal will result in an automatic denial for the current term and your appeal will be closed. 

The SFS office will make every effort possible to process appeals received by the deadline as quickly as possible so that our office can notify students of the decision before the end of the semester drop/add period (see Office of the University Registrar Academic Calendar for deadline date). However, please be aware that students may not receive a decision before the drop/add period concludes.

All students are financially responsible for semester charges regardless of financial aid eligibility. The deadline for submitting a SAP appeal varies per term, however, specific dates can always be found on our website.  Appeals received after a published final deadline will not be considered, and incomplete appeals will be automatically closed and denied. All appeals will be considered by a committee and their decision is final. We encourage students who wish to appeal to meet with a member of the SAP committee to discuss the appeal process.  Please email sfs@temple.edu (subject: SAP Appeal) to schedule an appointment. Please do not submit any documentation to the Office of Student Financial Services. All appeal documents should be uploaded to the SFS Dashboard under the appropriate task listed.  Any documents received via fax, email, or mail will be discarded. 

 

Satisfactory Academic Appeals can be initiated via the SFS Dashboard. Instructions on initiating and submitting an appeal can be found our SFS Forms website. 

Depending on the type of appeal you submit, you may be required to submit the following documents: